Knowledge Base

Frequently Asked Questions

Here a re a list of some frequently asked questions by our clients. if you don’t find the answer you seek, please feel free to contact us.

Wealth management is a comprehensive financial service that helps an individual in building their wealth to manage, growing and passing on the wealth to designated heirs. It is a high-end service taking care of a client’s holistic financial situation.

Wealth management acts as a guide as you go through life’s journey. Essentially, it helps youcontrolyour income, expenses and investments such that you can manage your money and achieve your goals.

To attain one’s financial freedom, more than earning it is important to build wealth from what you are earning along with meeting the expenses. This is where wealth management’s need arises. This service helps throughout the journey of life for achieving financial goals on time by amalgamating all financial services at one place.

In financial planning, a single manager coordinates with the clients and provides all the services needed to manage their money and plan for their own or their family’s current and future financial needs.

An investment consultant is a financial professional who provides investors with investment products, advice, and/or planning based on their needs and risk appetite. Investment consultants do in-depth work on formulating investment strategies for clients, helping them fulfil their needs and reach their financial goals.

The average rate of return depends on three factors mainly, investment product, holding period and risk appetite of an individual.

A financial advisor helps you plan and regularly monitor your investment portfolio to ensure alignment of your investments with your financial goal.

PMS stands for Portfolio Management Service, which is a professional service provided by qualified and experienced portfolio managers, supported by an experienced research team. The portfolio can be tailored to suit specific investment objectives or theme/(s).

Portfolio Management Service is very important nowadays due to high volatility in the markets which is difficult for individual investors to consistently manage. The main advantages of PMS are Diversification of risk, Scope of higher returns.

These services are open for all Indian nationals, resident or otherwise. Non-resident Indians or NRIs can also invest in the PMS scheme by opening a Portfolio Investment Scheme (PIS) Account as required under the RBI guidelines. NRIs can invest in the PMS through the NRE or NRO accounts.

Retirement planning is important because it can help you plan your finances and investments in a way that you can maintain your desired lifestyle even post retirement.

Yes, it is possible to buy Pre-IPO stocks. Pre-IPO stocks are sold as private placements before the IPO is held. They are sold in blocks of shares before the listing, and can be transacted via an off-market transfer.

They provide diversify to one’s portfolio. Unlisted shares provide similar to better return potential when compared to listed shares. Some point in the future these stocks may go public at and it can offer substantial upside when they list on the stock exchanges.

One can buy unlisted shares through broker/ wealth management firms, employees or rep. Employees or representatives of the organisation or directly with the company.

Your insurance advisor is not only an important link between you and the insurance company, they are the best person who knows you as well as the terms of your insurance company in depth, he/she serves as a right guide and advisor for one’s insurance needs.

Clientsmay not have an exact knowledge of an ideal coverage and basic requirements they are looking for. In such a situation, a good insurance advisor will know how to make a client understand his/her needs and help them to buy the most suitable insurance plans.

It is important that one can access the mutual fund advisor as they would have an in-depth knowledge of the industry and can suggest the right fund as per the clients need. Most investors end up investing in unknown asset classes and eventually do not get the desired returns and intern fail to reach their financial goal.

Ask Your Questions

Our consultants will help you by addressing your question and provide financial solutions.

    Looking for planning and investment solutions?